I think these heels would also be fantastic with some distressed ankle jeans and a dressy black shirt or sweater for a super sassy look

Top Swim Cover-Ups for 2023 Agua by Agua Bendita Verano Road Marine Tassel-Embellished Logo Pareo Tularosa Crochet Pants EBW X Vitamin A Shirt Dress J.Crew Cotton-Linen Beach Shirt Monday Swimwear Barcelona Tunic Lemlem Eshe Woven Caftan Madewell Double-Gauze Drawstring Wide-Leg Pants Skims Swim Sarong Skirt Summersalt Terry Button-Down Shirt and Shorts Set Vitamin A Wide-Leg Pant Lunya Washable Silk Wrap Sleep Skirt Allison New York Fringe Crochet Tunic Simkhai Domingo Crochet Lace Coverup Maxi Dress Ekouaer Sarong Cover-Up Pucci Printed Cotton Pareo Andie Swim Corvo Button Up and Madeira Pant Melissa Odabash Lace-Up Linen and Cotton Dress Robin Piccone Natalie Tunic Dress Cover-Up Everyday Rituals Maxi Shirt Dress Summersalt Palazzo Pant With Ties Valimare Florence Maxi Caftan Coverup Blackbough Paloma Skirt and Matching Bikini Watskin Sasha Top The Best Button-Down Cover-Ups J.Crew Cotton-Linen Beach Shirt Sizes: XXS to 3X Colorways: Navy & White Stripe, Desert Sand Stripe, White, Yellow, Sheer Flax, Light Sage, Retro Blue, Navy, and Black Materials: Cotton, linen Retailer availability: J.Crew If you prefer a button-down cover-up that feels more like a classic shirt, J.Crews Cotton-Linen Beach Shirt has the structured appeal of a collar and cuffs with relaxed linen fabric and a slightly elongated silhouette

We'll update these occasionally, with an idea of where they might fall on this list
Pullovers work well under jackets, while cardigans add an extra layer that you can leave open or button up, making them easy to throw on or take off as needed.