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For applicants who want long-term coverage flexibility or planning beyond a defined term period, a convertible term policy provides the ability to move into permanent coverage at the original underwriting class preserving access to non-smoker permanent coverage at future option dates even if cigar frequency changes

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Combined with the expanded 18ml reservoir capacity and efficient power management from the internal lithium-ion cell, this upgrade offers vastly improved value, durability, and uninterrupted usage for the end consumer

Annual report to the nation on the status of cancer, 1975-2005, featuring trends in lung cancer, tobacco use, and tobacco control